SBA 7(a) & 504
The lowest rates and longest terms in small business lending.
SBA loans are backed by the U.S. Small Business Administration, which lets us offer 10- to 25-year terms at rates conventional lenders can't match. Use the funds for acquisition, owner-occupied real estate, equipment, working capital, or debt refinance.
Program snapshot
- Loan size
- Up to $5M
- Term
- 10–25 years
- Down payment
- As low as 10%
- Funding
- 30–60 days
Why this loan
Built for serious investors and operators
- SBA 7(a) — the all-purpose flagship program
- SBA 504 — owner-occupied commercial real estate and equipment
- Business acquisition, partner buyouts, and franchise financing
- Debt refinance to lower payments and improve cash flow
- Working capital and equipment combined into one loan
Who it's for
A fit if you're…
- Acquiring an existing business or franchise
- Buying owner-occupied commercial real estate
- Established business looking to refinance high-cost debt
- Growing operator who needs working capital + equipment
How it works
From inquiry to funded in days, not months
01
Pre-screen
Quick eligibility check on industry, credit, and use of funds.
02
Package
We assemble the SBA package and shop multiple SBA lenders.
03
Fund
Most SBA loans close in 30–60 days from full submission.
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Ready to run the numbers?
Get pre-qualified in under 24 hours with no impact to your credit.