New Construction
Ground-up financing for builders and infill developers.
Build single-family homes, townhomes, and small multifamily with construction financing designed for active investors and small developers.
Program snapshot
- Loan size
- $200K – $10M
- Max LTC
- 85%
- LTV at completion
- 70%
- Term
- 12 – 24 months
- Draws
- Monthly
Why this loan
Built for serious investors and operators
- Lot loan + vertical construction in a single facility
- Interest only during construction
- Eligible: SFR, townhomes, duplex – fourplex, and small multifamily infill
- Refi exit into a DSCR loan or sell at completion
- Builder experience required (or partner with one we approve)
Who it's for
A fit if you're…
- Small builder doing 1–20 starts a year
- Investor developing infill SFR or townhomes
- Developer with shovel-ready entitled lots
How it works
From inquiry to funded in days, not months
01
Scenario
Lot status, plans, budget, builder, and projected as-completed value.
02
Underwrite
Feasibility review and term sheet inside a week.
03
Build
Close in 21–30 days. Monthly draws against inspections.
Explore more capital options
Ready to run the numbers?
Get pre-qualified in under 24 hours with no impact to your credit.