Second Lien
Pull equity — keep your low first-mortgage rate.
If you're sitting on a 3–5% first mortgage you don't want to refinance, a second lien lets you tap equity for your next deal, a rehab, or working capital without giving up the rate you locked in.
Program snapshot
- Loan size
- $50K – $750K
- Max CLTV
- 75%
- Term
- 10 – 30 years
- Property types
- SFR, 2–4 unit, condo
Why this loan
Built for serious investors and operators
- Stand-alone seconds and HELOCs on investment property
- Qualify via DSCR or full-doc
- No prepayment penalty on most programs
- Investment, second home, and primary residence eligible
Who it's for
A fit if you're…
- Sitting on a sub-5% first mortgage you want to keep
- Need capital for a down payment, rehab, or business
- Want a revolving HELOC on a rental property
How it works
From inquiry to funded in days, not months
01
Estimate equity
Property value and current first-mortgage balance.
02
Approve
DSCR or full-doc qualification, 48-hour decision.
03
Fund
Closing in roughly 21 days.
Explore more capital options
Ready to run the numbers?
Get pre-qualified in under 24 hours with no impact to your credit.