Fix & Flip
Fund the purchase and the rehab — keep your cash for the next deal.
Our fix-and-flip program is built for active residential investors. Up to 90% of purchase and 100% of rehab on 1–4 unit projects, with rehab draws funded within 48 hours of inspection.
Program snapshot
- Loan size
- $75K – $3M
- Purchase LTC
- Up to 90%
- Rehab
- Up to 100%
- ARV
- Up to 75%
- Term
- 12 – 18 months
Why this loan
Built for serious investors and operators
- Funded purchase + held-back rehab budget in one loan
- Draw reimbursements in 48 hours after inspection sign-off
- Eligible: SFR, 2–4 unit, townhome, condo (warrantable/non-warrantable)
- No prepayment penalty — pay off the day you sell
- Experience-based pricing: better terms for veteran flippers
- First-time flippers welcome with strong scenario
Who it's for
A fit if you're…
- Flipping 1–4 unit homes for resale
- BRRRR-ing into a long-term DSCR refi
- Already running multiple projects and need a credit facility
How it works
From inquiry to funded in days, not months
01
Deal in
Submit address, purchase price, rehab budget, and exit ARV.
02
Term sheet
Pricing, leverage, and draw schedule confirmed in 24 hours.
03
Close & build
Funding in 10 business days; rehab draws on demand.
Common questions
Do I need experience?
No — but experience improves leverage and pricing. First-timers max around 85% LTC.
Can I refi into a rental?
Yes. We do BRRRR all day. Close as fix-and-flip, refinance into our DSCR program when stabilized.
Explore more capital options
Ready to run the numbers?
Get pre-qualified in under 24 hours with no impact to your credit.