Buy U.S. real estate from anywhere in the world.
Our foreign-national program funds non-U.S. citizens and non-residents purchasing investment property in the United States. No SSN, no U.S. credit, no U.S. tax returns — just a real, common-sense underwrite of the asset.
Program snapshot
- Loan size
- $100K – $3M
- Max LTV
- 70%
- Term
- 30-yr fixed / ARM / I-O
- Close in
- LLC, single or multi member
- Eligible borrowers
- 150+ countries
Built for serious investors and operators
- No SSN or ITIN required for qualification
- No U.S. credit history needed — international credit references accepted
- Qualify via DSCR on the property's rental income
- Purchase, refinance, and cash-out refinance available
- SFR, 2–4 unit, condo, condotel, and short-term rentals eligible
- Remote closings — sign at a U.S. embassy, consulate, or qualified notary abroad
A fit if you're…
- A non-U.S. citizen and non-resident buying U.S. investment property
- Already own U.S. property and want to refinance or pull cash out
- Building a U.S. rental portfolio while living abroad
- Israeli, European, Canadian, Latin American, or Asian investor entering the U.S. market
From inquiry to funded in days, not months
Discovery call
We confirm citizenship, property, and reserves — no SSN required.
Term sheet
Pricing, LTV, and DSCR locked in 48 hours.
Remote close
Set up the LLC, sign at a U.S. consulate or approved notary, fund in 30 days.
Common questions
Do I need to be in the United States to close?
No. We close remotely. You can sign at a U.S. consulate, embassy, or approved international notary.
Do you require an ITIN?
ITIN is optional — not required for the loan. We can refer you to a CPA who issues them quickly.
Do I need to put it in an LLC?
We strongly recommend it for liability and tax planning. We can refer formation services in all 50 states.
What reserves do you require?
Typically 6–12 months of PITIA reserves, held in any verifiable account, U.S. or international.
Explore more capital options
Ready to run the numbers?
Get pre-qualified in under 24 hours with no impact to your credit.