Move money across borders for less.
Closing from abroad means currency conversion, wire fees and timing risk.
Wise sends USD for deposits, closing and rental income, faster and cheaper than a bank wire.
Our funds transfer partner.
At a glance
- Transfer fee
- From 0.43%
- Currencies
- Dozens
- U.S. arrival
- Hours to 1 day
Built for investor deals
Closing wires
USD straight to the title or escrow account. Your closing stays on schedule.
Currency conversion
The mid-market exchange rate. No hidden markup.
Multi-currency account
Hold dozens of currencies. Local account details in major markets.
Deposit transfers
Earnest money and option deposits, sent in USD before the deadline.
Rental cash flow
Receive rent in USD. Move it home or spend it abroad without double conversion.
Contractor payments
Pay U.S. vendors, property managers and contractors from the same account.
Why it matters for your loan
- Lenders and title companies require good funds in U.S. dollars before closing.
- Bank wire delays or currency holds can push your closing date.
- Lower fees leave more cash for the next deal.
- A transparent exchange rate makes cash to close easy to budget.
- A multi-currency account simplifies ongoing cash flow on foreign-owned rentals.
- Wise is licensed and regulated in the U.S. and major global markets.
Three steps to close
Create your account
Sign up through our referral link and verify your identity in minutes.
Add or convert funds
Fund by bank transfer or card. Convert to USD at the mid-market rate.
Send to close
Wire USD to the title or escrow account. Keep the confirmation for your lender.
Common questions
Can I use Wise to send closing funds from overseas?
Yes. Convert your currency and send USD straight to the title company or escrow account.
Fees are usually lower and exchange rates better than a bank wire.
Is Wise safe for large real estate transactions?
Wise is regulated as a money transmitter in the U.S. and holds funds in segregated accounts.
Foreign investors use it for deposits, closing wires and rental income.
How fast do transfers arrive?
Most transfers to U.S. bank accounts arrive within hours to one business day, depending on the funding method and currency.
What currencies are supported?
Dozens, including EUR, GBP, CAD, AUD, ILS and CHF.
That covers investors in Canada, Israel, Europe and beyond.
Do I need a U.S. bank account to receive funds?
No. Hold, convert and send USD from your Wise account. No U.S. bank account needed.
The closing itself ends with a USD wire into the title company's U.S. escrow account.
Pair it with the right loan
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